In this guide, we look at when a breach of rent statement data could form the basis of a compensation claim. If personal data relating to your rent information is exposed in a breach, this could cause you harm, and you may be able to claim.
This guide will explore how this kind of breach could happen and the possible impact it may have on your life. We will also explain how much compensation you may receive as well as how our panel of No Win No Fee solicitors could help.
Our advisors are available 24/7 to answer your questions. They can provide free legal advice on your data breach claim and understand the legitimacy of your case. You may be passed on to our panel of expert lawyers who can help you claim. Talk to our advisors today by:
- Calling us on 0333 000 0729
- Using our live chat feature
- Completing our contact form
Select A Section
- What Is A Breach Of Rent Statement Data?
- How Could A Rent Statement Data Breach Occur?
- What Are The Potential Impacts Of A Data Protection Breach?
- What Could You Claim For A Breach Of Rent Statement Data?
- Data Breach Compensation Amounts
- Start A No Win No Fee Data Breach Claim
What Is A Breach Of Rent Statement Data?
A personal data breach transpires when your personal data’s confidentiality, availability or integrity are compromised in a security incident. This can involve both accidental and intentional incidents.
Rent statements may list banking information, employment status and your home address. This means it could impact your finances, personal safety and mental stability if it were exposed in a breach.
Personal data is any data that can be used to identify you alone or when combined with other information. The UK General Data Protection Regulations (UK GDPR) and the Data Protection Act 2018 (DPA) are the pieces of legislation that protect personal data. The DPA was updated when the UK left the European Union.
For more information on how a breach of rent statement data could impact you, speak with an advisor today.
How Could A Rent Statement Data Breach Occur?
Your personal data could be exposed as a result of human error or the malicious actions of someone who wants to cause a breach for their own gain. In order to claim, you need to show that the breach happened because of the wrongful conduct of the party processing your data.
An organisation that decides how and why your personal data is processed is called a data controller. A data processor can be used to process data on behalf of the controller.
Human error can lead to data breaches, such as:
- Misdelivery of information to the incorrect recipient. For example, social services could send the case file of one of their service users to the address of another in error, despite having the right address on file.
- Failure to use blind carbon copy (BCC) in an email, meaning that the full list of recipients can be viewed by whoever the email was sent to. For example, a hotel may send out a booking confirmation to a number of guests without using this feature. As a result, all of the guests on the email thread can see who else is staying there.
- Losing or misplacing unencrypted devices containing personal data. For example, someone from the human resources department at your workplace could lose a laptop containing personal data relating to your disciplinary information.
Talk to our advisors today if you have questions about making a claim following the breach of rent statement data.
Housing And Local Government Data Breach Statistics
The Information Commissioner’s Office (ICO) is the UK’s independent authority on data protection. They collect statistics on data security incident trends. Please see the graph below for security incidents reported to the ICO in Q4 of 2021/22 relating to land or property services:
What Are The Potential Impacts Of A Data Protection Breach?
Data breaches can affect people differently depending on a number of factors, including the kind of personal data that is breached. A breach could cause you emotional and financial harm.
For example, a bank data breach could expose personal data relating to your bank account. In that case, you may find illegal withdrawals from your account. A breach of personal data relating to your credit card could result in an impact on your credit score.
A data breach could involve special category data. Special category is more sensitive and, as a result, requires more protection. This includes medical information, which could be exposed in a private healthcare provider data breach.
Talk to our advisors today for more information on how a breach of rent statement data could impact you and the steps you could take if affected.
What Could You Claim For A Breach Of Rent Statement Data?
When you make a data breach compensation claim, your compensation could relate to two different kinds of damages:
- Material damages – These relate to the financial impact that a breach has had on you. For example, if you lost out on money then you could claim this back.
- Non-material damages – Psychiatric injuries due to losses suffered or the impact the breach has on you. This can include diagnoses of stress, anxiety and depression.
Read on to our next section for a breakdown of how much you may receive in non-material damages in a breach of rent statement data claim.
Data Breach Compensation Amounts
You will receive compensation if your personal data breach claim is successful. As previously explained, the two heads you may qualify for are material and non-material damages.
To understand how much you may be eligible to receive in non-material damages, the 16th edition of the Judicial College Guidelines (JCG) establishes potential compensation brackets for a litany of injuries. This edition of this document was published in April 2022.
The amount you receive will depend on how badly your injury has affected your quality of life. Please see the table below for potential settlements figures for psychological injuries:
Injury Severity Compensation Notes
General psychiatric damage (a) Severe £54,830 to £115,730 Marked problems with factors such as relationships with others and vulnerability in the future. Very poor prospect of recovery.
Moderately Severe £19,070 to £54,830 Significant problems relating to factors like relationships with others and vulnerability in the future. More optimistic prognosis than in more serious cases.
Moderate £5,860 to £19,070 There will have been problems relating to factors like relationships with others and vulnerability in the future. However, there will have been marked improvement and a good prognosis.
Less Severe £1,540 to £5,860 Award levels consider disability and how it has affected daily life activities and sleep.
Anxiety and stress disorder Severe £59,860 to £100,670 The ability to work is permanently impacted, stopping the individual from functioning at a level resembling pre-trauma.
Moderately Severe £23,150 to £59,860 Where professional aid has improved the prognosis, future disabilities are still likely.
Moderate £8,180 to £23,150 A large recovery has taken place and any lasting effects will have little impact and are not grossly disabling.
Less Severe £3,950 to £8,180 Recovery within two years with minor symptoms continuing longer.
In 2015, the Court of Appeals decided in the Vidal-Hall v Google case that you can claim non-material damages without evidence that financial losses occurred. This set a precedent for the ways that
For more information about data breach compensation claims, contact our advisors today.
Start A No Win No Fee Data Breach Claim
Contact our advisors today to find out if your claim is valid. Data breaches can be a complex part of the law, and they can offer free legal advice and can assess your case. They may possibly forward you to our panel of solicitors who could represent you on a No Win No Fee basis.
No Win No Fee is a kind of agreement that includes Conditional Fee Agreements. This kind of agreement means that you won’t pay any upfront or ongoing fees, and there’s nothing to pay your lawyer in the event of an unsuccessful claim.
Should your claim succeed, your lawyer will take their payment via a success fee. This is a small percentage of your settlement amount; they will deduct this before you receive your compensation.
To enquire about how our panel of expert solicitors could help you claim after a breach of rent statement data, reach out and speak to our advisors today by:
- Calling us on 0333 000 0729
- Using our live chat feature
- Completing our contact form
Find Out More About Breach Of Data Protection Claims
We have curated a list of our other useful data breach articles:
Medical Records Data Breach Claims Guide
Loan Provider GDPR Data Breach Compensation Claims Guide
Mortgage Provider GDPR Data Breach Compensation Claims Guide
Or there are informative external links too:
Contact our advisors today for more information on claiming for a breach of rent statement data.
Written by JE
Edited by FS